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Grupo Terravista, land in Rosarito and Sonora

Direct financing: 0% interest, fixed payment in U.S. dollars

No bank and no credit bureau. Put down as little as 6%, choose your term and pay the same amount every month until it’s paid off. No fine print.

Person signing a contract at a desk
Interest-free
Estimator

Estimate your interest-free payment

Pick a development and move the down payment: the monthly payment updates instantly.

Down payment6 %
6 % minimum50 %
Lot price
$54,000 USD
Down payment
$3,240 USD
Term
144 months
Interest
$0 USD
Your estimated payment$353USD a month

Total paid: $54,000 USD

Reference prices in U.S. dollars, subject to change and availability. Monthly payments are an estimate: the final price, down payment and term are those in your contract.

How it works

So simple it fits on one line

Monthly payment = (price − down payment) ÷ months. That’s it.

From 6% down

USD $1,440 reserves a lot. Put more down and your monthly payment drops.

120- to 144-month terms

10 to 12 years depending on the development. Prepay or pay off early.

Fixed payment

In dollars with no adjustments: the last payment equals the first.

No bank, no credit check

Financing comes from the development itself. We don’t ask for a credit history.

Compare

Every plan, side by side

DevelopmentAreaLot sizePriceDown paymentTermMonthly
Praderas del CoronelRosarito – Puerto Nuevo, Baja California200 m² (2,150 sq ft)$54,000 USD6 % · $3,240144 months$353 USD
Santa Isabel del MarCalafia area, km 36 · Rosarito, Baja California200 m² (2,150 sq ft)$30,000 USD6 % · $1,800120 months$235 USD
Laguna BayPlayas de Rosarito, Baja CaliforniaVarious sizesOn requestOn requestOn requestfrom $1,204 USD
Saguaro BayHermosillo coast, Sonora400 m² (4,300 sq ft)On requestOn requestOn requestfrom $300 USD
Colinas del MarRosarito – Ensenada, km 38 · Baja California200 m² (2,150 sq ft)$24,000 USD6 % · $1,440120 months$188 USD

Reference prices in U.S. dollars, subject to change and availability. Monthly payments are an estimate: the final price, down payment and term are those in your contract.

Architectural plan with a tape measure on a table
Before you sign

What to check in your contract

An interest-free plan is good news, but a smart buyer checks everything. Ask for these points in writing and clear up your questions before you make the down payment.

  • Total price, down payment, number of payments and each due date
  • What happens if you pay late and whether there is a grace period
  • When and how the property is put in your name
  • Which utilities the lot has today and which are in progress
  • Maintenance fees, if any
Questions

Questions about financing

Why is there no interest?

Because financing is provided directly by the development and the price already accounts for the term. There is no bank charging a rate.

Do I need good credit?

No. Direct financing does not involve a credit bureau check in Mexico or your U.S. credit score.

Can I put more money down?

Yes. The more you put down, the lower the payment; use the estimator to see the effect.

Is there a discount for paying cash?

Ask your advisor—it depends on the development and the phase.

Contact

We serve you in the U.S. and in Mexico

Call us, message us on WhatsApp or leave your details: an advisor will reach out with options that fit you.

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